How to Live without Health Insurance

Many people are losing their health insurance due to unemployment. Lila Rajiva tells what to do if it happens to you.

I stopped carrying health insurance over five years ago for many reasons that I won't get into here. It wasn't a big decision, because I'd done without it for a couple of years when I was between jobs

In any case, when I had it, it was never much use. I was misdiagnosed on a couple of things and ended up having to treat myself. I got to resenting the way some doctors never really listened. I bridled at having my questions treated like the uninformed babble of a simpleton.

And since I had to pay most of the bill for "maintenance" items like vision and dentistry anyway, dropping insurance altogether seemed like the logical thing to do.

That doesn't mean it will work for you, though. Especially if you have an on-going illness, be sure to do your own due diligence.

Still, if you're a relatively healthy person, if you're cash-strapped or need to pay off a debt, or if you want to strike out in a new direction on your own, you might find my tips useful in helping you go insurance-free for a couple of years.

Or even longer.

You'll worry less about doing without those "bennies" you've got used to for so long. And the less worried you are over going it alone, the more you'll be able to stand up to the big lie of modern life – that people need the government to survive.

They don't.

Here are ten simple things you can do to prove that to yourself: Read more